Are you looking to buy your first new home in Florida? Maybe you are interested in learning about some of the different Florida first time home buyer programs that are available. Studies have demonstrated that 9 out of every 10 home buyers choose to finance the purchase of a new home instead of paying for it upfront. Not everyone has enough money available to cover the cost of a new home in one transaction, and for those who are on lower to moderate incomes finding a good interest deal or way to negotiate lower prices becomes imperative.