You found the home of your dreams and want to get settled as quickly as possible. However, you realize that you will have to find a way to get a home loan to cover the costs of the transaction that will ultimately end with the property in your hands. So, how do you go about acquiring a first time home loan? In this unstable economy, getting a loan to buy a house is not as easy as it seems. To help you on your path to becoming a new home owner, here are some tips on how to get a first time home loan.